Welcome to thisisnl.nl, your trusted guide to the most reputable eCheck casinos since [1*]. We carefully select and review each brand according to our rigorous editorial policy. Below you’ll find an up-to-date list of the highest-rated eCheck casinos Canada currently has to offer:
On This Page
🟢 Finding the Best Canadian Casinos that Accept e-Checks
There are many online gambling sites where you can sign up with eChecks in , either by its specific name, or any of its EFT-reliant alternatives. However, if you’re in Canada, your options will be more limited. And if you demand only the best eCheck Casinos with the strictest standards of safetyand highest reputation, they’re going to be a lot more limited. As of now, there are only a few solid Canadian online casinos that accept eCheck as a deposit method. The most prominent of these are Spin Casino and Ruby Fortune. Each of these eCheck casino brands are reputable and trustworthy, with long histories of providing excellent customer service.
The 10 Best eCheck Brands Serving Canadians *
Draftkings (ON)
Spin Casino
Ruby Fortune Casino
Casino Classic
Luxury Casino
Cash Cabin
Casino Share
Lucky Liner
Gaming Club Casino
Mummys Gold Casino
(ON) : Means available in Ontario only.List Verified by Dana Nikolic May
* To understand how we rate, please see how our eCheck ease score is calculated.
For an exhaustive list of 21 brands catering to Canadian traffic (tested from a pool of over + brands), please see our eCheck market study.
Spin Casino is the best Overall Brand 🎖️ with eCheck
TLDR: c$10 min deposit, no maximum deposit. No transaction fee, instant transfer. NSF return fee of $ for any EFT or ACH that bounces (may vary depending on your bank&#;s policies). Cashout time from 1 to 7 days.Being at the forefront of casino payment fintech (financial technology), SpinCasino offers a modern take on iGaming with a host of innovative features. You will find: table games, slot machines, and live croupiers via webcams. In terms of promotions, there is a free spins bonus offered (unavailable to Ontario based players). And regarding banking, SpinCasino accepts common alternative payment options such as e-wallets, visa credit cards, and mastercard. Expand for a full list of games offered by Spin Casino. See More
NetEnt Powered Table Games
Spin offers a comprehensive array of casino games, from blackjack and roulette to poker and baccarat. This eclectic offering is possible because of close partnerships with global software-as-a-service developers: NetEnt, Microgaming and its subsidiaries.
Plenty of Specialty Slot Machines
As of this writing, Spin Casino offers close to popular slot machine titles. Gamblers can choose between: “Ancient fortunes: Zeus”, “Hyper Gold”, “Africa X UP”, “Assassin Moon” and + more titles. Jackpots are also available, offering generous chances, and the overall casino game RTP is attractive as well. Of note that the platforms we have shortlisted on this page all feature numerous slot games, including classic 3-reel slots, 5-reel video slots, and progressive jackpot slots.
Live Dealer Casino Thrills
For a more interactive and authentic casino experience, some players choose the live dealer games offered at eCheck casinos. Spin Casino’s live experiences are powered by Evolution Gaming, an industry leader in the field of live gambling technology. Through the magic of Evolution, real-time casino games are streamed directly to your computer, with real dealers and equipment.
🟢 eCheck Casinos Comparison : Speed-o-Meter*
*Source: Customer support agents of the respective sites via chat logs, and player reports.
🟢 Best eCheck Casinos by Feature
To find all the latest iGaming brands offering echeck, please visit our page on new operators.
🟢 Best eCheck Casinos by Province
Here are the top 3 brands catering to the Ontario province:
Best eCheck Casinos Ontario
Draftkings
Bally Bet
High Flyer
For more selection, please refer to our full list of Ontario brands.
Best eCheck Casinos Quebec
Cash Cabin
Lucky Liner
Luxury Casino
Why ? Cash Cabin is open to Quebec traffic, for one. They state on their homepage: [&#;Funds deposited via eCheck are immediately available in your gaming account even though the funds aren&#;t received from your bank account instantly.&#;] Lucky Liner is a sister brand and offers the same deposit modality. Lastly, we chose Luxury Casino for Quebec because they localized their product very well for the French Canadian speaking market.
🟢 🔧 How Do Instant eCheck Deposits Work ?
An eCheck is essentially a paper check that is written and executed electronically. There is no paper, no pen, no need to sign your name to it. It is processed as an EFT– or electronic fund transfer – wherein the online casino and bank communicate the details of the payment. Here’s what happens the moment a player submits an eCheck / EFT deposit [3*]:
Casino eCheck Deposit Process Flow:
step 1: Online casino sends transmission to bank, asking if amount is available.
step 2: Bank responds with transmission of its own, anwering “Yes” or “No”.
Return Use-Cases:
If “Yes”, the echeck casino instantly credits the user with the deposited money.
If “No”, the payment is declined by the casino.
Like a paper check, the online casino account won’t actually receive that money for the usual 3 to 5 business days. But, since they know the money is available, and that the bank is already beginning to process that payment, they give the player immediate access to it. Such is the beauty of Canada’s impeccable EFT banking system.
🟢 How to Make a Deposit via eCheck
A &#; Preparation
Retrieve Information from Your Physical Checks: You can find all the necessary information for an eCheck – checking account number, bank name, and routing number – on your paper checks. If you don&#;t have paper checks, a quick call to your bank will provide you with the information.
B &#; eCheck Casino Deposit Steps (Visual)
Click to expand and see screenshots of the deposit process step by step.See More
(Example given with eCheck Casino &#;RubyFortune&#;)
Step 0- Create an account as per screenshot above at thisisnl.nl or *.ca depending on your location. Ontario players should gravitate to *.ca TLD, while rest of Canada players should opt for the *.com
Step 1&#; Navigate-click to the Cashier section in the top menu, to the right of the Ruby Fortune Logo.
Step 2 &#; Choose the electronic check deposit option, when prompted, under the banking section.
Step 3 &#; You will then see a prompt screen like this, with three pre-selected eCheck deposit values. Choose one of the three, or if your target value doesn&#;t fall within this range, click &#;own amount&#; and input your ideal amount there.
$20
$50
$
Own Amount
Step 4 &#; Register Your Banking Information. This includes basic details like the name of your bank, the account type, and the bank&#;s branch number.Here is the full list of fields that need to be populated at Ruby Fortune Canada:
Bank Name
Account Type
Branch Number
Institute Number
Bank Account Number
Social Insurance Number (Last 4 digits only)
Step 5 &#; Click the red rectangle at the bottom with the text &#;Deposit&#; to authorize the transaction from the eCheck Casino.
🟢 What are the Pros and Cons of the eCheck Payment Method ?
1. Processing Time: Electronic transfer may take several days to clear.
2. Cost-Effective: Often lower remittance costs compared to other methods.
2. Risk of Non-Sufficient Funds (NSF): Payments may fail if the account has insufficient funds.
3. Security: Transactions are secure and use encryption technology.
3. Dependence on Bank Systems: Relies on the financial institution, and issues may arise if there are payment system issues.
4. Versatility: Can be used for various types of payment services, including one-time and recurring payments.
4. Not Truly Instantaneous: Unlike some other methods, eChecks may not provide instant fund availability.
5. Reduced Paper Usage: Environmentally friendly, as it reduces the need for paper checks.
5. Limited International Use: Primarily used within national borders, limiting international payment processing.
In Canada, e-check casinos have gained popularity as they allow players to easily transfer funds from their bank account to the payee of their choice.
🟢 List of Popular EFT Types Used in Canada
Non-exhaustive, but some common names used for iGaming and online shopping include:
ATM Transfers
eCheck
ACH eCheck
EFT eCheck
Instant eCheck
Deluxe eCheck
Direct Debit
Direct Deposit
EFT
Electronic Check
iDebit
Instant Check
Interac
Interac eTransfer
See More
Bank Transfer
Bank Wire Transfer
Electronic Bill Pay
Instant Payment
Online Banking
Quick Deposit
QR code payment
Rapid Transfer
Telephone Transfers
Trustly
🟢 Different Types of eCheck Transactions Explained
There’s more than one type of eCheck, and they aren’t all created equally (nor available in all countries). The two main types are eCheckand ACHand both fall into the umbrella of EFTs [4*] . In EFTs (Electronic Fund Transfers), the merchant and bank initiate a digital communique to ensure the money is available in the user’s bank account. This would typically happen after making a purchase at an e-commerce payment system, or an Electronic funds transfer at point of sale (EFTPOS). For online casinos, this happens at the cashier level and is initiated by the player. It&#;s all electronic and independant from bank employees. This is the method all Canadian-based banks use when processing an eCheck. Click to learn more and see a comprehensive table comparing eCheck Canada and USA ACH.See More
EFTs have different names within international markets. For example, ACHis the financial network that typically serves US bank accounts and institutions. UK has its own version of ACH called &#;Bacs Payment Schemes Limited&#; or Bacs for short. Canada has e-transfer via the Automatic Fund Transfer (AFT) [5*] . And some countries in Europe have &#;giro transfer&#; where the transaction is initiated by the payer, and not the payee. As for Canadian banking systems, they all operate under the guidelines of Payments Canada, which regularly updates the rules and standards for its Automated Clearing Settlement System (ACSS). These are the rules by which EFTs are processed by Canadian banks. You can find the current ACSS / EFT Rules and Standards here (PDF)
eCheck (Canada) vs ACH Options in Detail
Review
eCheck (Canada)
ACH (United States)
Geographical Scope
Primarily used in Canada.
Primarily used in the United States.
Regulatory Authority
Governed by Canadian banking laws.
Governed by U.S. banking regulations.
Commonly Used Platform
Often processed through the Canadian Payments Association (CPA).
Processed through the National Automated Clearing House Association (NACHA) in the U.S.
Transaction Processing Time
Typically takes business days*
Processing time varies, often days.
Transaction Charges (bank)
Nomimal fee of around C$ C$ for verification.
Processing fees may vary, from %
Usage Across Industries
Widely used in various industries, echeck shopping, gold brokers, etc.
Commonly used in finance, payroll, and business-to-business transactions.
* eCheck may take slighty longer to process because of verification of one-off transactions. Your casino balance will be credited instantly however. If the eCheck bounces or there is fraud involved, then additional fees may be levied.
🟢 How has the transition from physical to digital checks impacted online casinos?
The concept of checks has been around for centuries, with the first printed versions emerging in thanks to British banker Lawrence Childs. The advent of eChecks brought this age-old form of payment into the digital age. Expand for more context and history on the introduction of new financial tools such as instant eChecks. See More
eChecks, or electronic checks, have been key assets inthe financial landscape for over two decades [6*], making their debut around the late s. Despite their relative age, it wasn&#;t until the early s that they started gaining significant traction within the eCommerce community. And particularly among online gaming enthusiasts in America. When PokerStars was a USA-facing company at the time (this would be pre-black Friday), they started offering ACH deposits and branding them as &#;Instant eChecks&#;. Their competitor at the time, Full Tilt Poker, offered a similar product referred to as &#;Quick Deposit&#; [7*]. The benefits brought on by these new methods eventually caught on in the gambling industry. Some casinos started to feature the same eCheck deposit option/logo and branding used by these poker sites. Instant eChecks are now widely available in the Ontario region via Cadtree limited iGaming brands .
🟢 eCheck withdrawals
Making a withdrawal is arguably the most important part of iGaming. Accessing those winnings is sometimes not trivial, however. Some casino sites require you to complete certain wagering requirements first. This is often part of their deposit bonus T&Cs. Always read the fine print upfront to avoid surprises during cashout. As of , sites like Spin Casino offer a maximum withdrawal limit of C$5, If eCheck is not supported, other common withdrawal options include Paypal (where available), paysafecard, or debit cards.
🟢 Tips to avoid the worst eCheck Deposit Casinos
When choosing an online casino that accepts eCheck payments, be wary of sites with unclear ownership. Other indicators to look for are lack of contact details, as well as proper licensing and regulation. Carefully review terms and conditions, check for certifications from auditors like eCOGRA, and research your target brand online before signing up. One example of a failed eCheck casino brand was Lock Poker Casino, which had issues with player fund mismanagement. They owed players millions when they closed down in There were also complaints about the mistreatment of players and general incompetence and scandal surrounding operations. Avoiding unscrupulous sites like these is vital for safely using eCheck. That&#;s why we maintain our thisisnl.nl safe-list on a near daily basis since
🟢 eCheck Alternatives in
What options do players have if eCheck is not supported ? We like to think of e-Check as the generic payment modality that runs on ACH or CPA. But the range of eCheck options increases when you look for branded forms of eChecksuch as Interac, iDebit, Instadebit and Skrill Rapid Transfer. Even Paypal eCheck is a branded EFT type. If these are not accessible, then visa, virtual visa, bank wires, crypto, and ewallets are recommended. You might even find your depositing sweet-spot using something like direct Mobile Carrier Billing via Boku.
🟢Additional Resources About Electronic Check Canada
About Us / What Qualifies Us ?
Our team of experts has been reviewing the best eCheck casinos Canada has to offer, ever since our launch in November of Our writing team has a combined wealth of expertise spanning over 30 years [8*][9*][10*]. Because we have different backgrounds (some of us are creative types, and others more tech-minded), you will find different voices and points of view reflected within our pages. As well as insider tips and advice. Please expand to read more about our editorial policy plan. See More
Our eCheckCasinos brand is committed to diversity and accuracy. You will see us go above and beyond what other affiliate sites typically do when they list echeck brands. Here, we shortlist. Our standard approach is to give recommendations and answer questions that our users may have. We actually contact the iGaming companies directly, speak to their customers, interface with live agents, and deposit ourselves and/or collect user feedback. We then post proof as screenshots or quotes whenever we can. With all the work done upfront, you can relax and let our team of experts guide you to the highest quality sites. As a whole, we believe we bring a very unique blend of expertise and precision to the iGaming table. Along with a (sometimes quirky) sense of humor. We are planning to add a Youtube channel soon, where we will share common player challenges. Our goal is to engage with our audience in new and exciting ways. Now, let&#;s meet the people behind the scenes who contribute their knowledge and dedication to making thisisnl.nl the trusted resource it is today.
Donna Dorsa
Donna is an accomplished linguistic arts professional with over 15 years in iGaming. She brings a blend of creative literature, mathematics, and game theory expertise into her pieces. She has covered the iGaming sphere from end-to-end, in Canada and abroad. Her articles have received links from thisisnl.nl, Wikipedia, countless forums and major news outlets. Read the full Donna Dorsa thisisnl.nl Profile.
Dana Nikolic
Dana brings a decade of dedicated experience in iGaming and a distinctive personal voice in her pieces. From online gambling to wellness, yoga, and nutrition, her diverse writing portfolio spans major sites like HuffingtonPost, Thrive Global, and Newsbreak. She has been a wonderful addition to eCheckCasinos. Her well thought out pieces and strong social media following reflects a genuine connection to the topics she covers. Read the full Dana Nikolic thisisnl.nl Profile.
Trevor Hallsey:
Serving as the editor and a meticulous fact-checker, Trevor &#;The Hawk&#; Hallsey is more than just an industry expert. With a decade-long passion for gaming, a background in computer science, and webmaster skills, Trevor provides warm and authentic insights at the crossroads of finance and all things gaming. Read the full Trevor Hallsey thisisnl.nl Profile.
Citations and References
Frequently Asked Questions
Collapse All
Yes, several sportsbooks in Canada do offer eCheck banking options. These include platforms like Sports Interaction, NorthStar Bets, and Bet Although they cater primarily to the sports betting market, they all double as online casinos.
You can verify the licensing and regulation of an eCheck casino by checking the bottom of their website (typically in the footer) for licensing information. Common regulators are: Kahnawake Gaming Commission, MGA, Curacao, UKGC. For Ontario specifically, you need to look for the iGaming Ontario logo/brand. They work closely with the Alcohol and Gaming Commission of Ontario (AGCO) for licensing.
Yes, there are some restrictions on eCheck use depending on the individual casino's policies and the player's location. To mitigate eCheck fraud, some casinos (for example Cadtree Limited) implement a 2 week wait time on new players before they can access eCheck in the cashier. Additional restrictions include transaction limits. Lastly, before you can make any transactions, you will need to pass the "Know Your Customer" (KYC) checks. This involves providing proof of identity and address to ensure you are legally allowed to gamble.
Yes, eCheck is also accepted at several US-facing casinos. The availability depends on whether you are playing at offshore or licensed sites. Offshore US-facing platforms currently offering eCheck are: BetOnline, Wild Casino, Super Slots, and thisisnl.nl Within the regulated USA states: BetRivers, Borgata, BetMGM, SugarHouse, Caesars, and PartyCasino all accept ACH from Americans.
The concept of checks has been around for centuries, with the first printed versions emerging in thanks to British banker Lawrence Childs. The advent of eChecks brought this age-old form of payment into the digital age. Expand for more context and history on the introduction of new financial tools such as instant eChecks. See More